AI-Powered Credit Repair Made Simple

Upload your credit reports from Experian, TransUnion, and Equifax. Our advanced AI scans for 28+ types of discrepancies and generates legally-compliant dispute letters automatically. Boost your credit score with precision-engineered credit repair.

How Our AI Fixes Your Credit:

Identifies incorrect personal information (name, address, SSN)
Detects duplicate accounts and reporting errors
Flags outdated negative items (beyond 7-10 years)
Finds unauthorized hard inquiries
Validates account status and payment history accuracy

Start Now for $99

Watch Demo

Upload Your Credit Reports

Drag and drop your PDF reports here

Supported: Experian, TransUnion, Equifax

Or select files manually

How CreditWise AI Fixer Works

Three simple steps to improve your credit score with AI technology

1. Upload Reports

Upload your credit reports from Experian, TransUnion, and Equifax in PDF format.

2. Deep AI Analysis

Our AI performs 200+ checks per report using natural language processing and pattern recognition to find errors most humans miss.

What We Analyze:

Account status accuracy
Payment history discrepancies
Credit limit reporting
Date accuracy for negative items

3. Get Letters

Receive customized dispute letters ready to mail to each credit bureau.

AI-Powered Credit Repair Features

Military-Grade Error Detection

Our AI cross-references your reports with 15+ federal credit laws (FCRA, FDCPA) to find violations and disputable items most services miss.

AI Detects: Mixed files, re-aged accounts, unauthorized inquiries, balance errors, and more

Legally-Optimized Dispute Letters

Our AI crafts personalized letters citing specific credit laws (FCRA § 611, FDCPA § 809) with bureau-specific formatting for maximum impact.

Includes: Certified mail templates, follow-up sequences, and response tracking

AI-Powered Continuous Monitoring

After disputes, our system tracks responses and suggests next steps. We'll alert you to new report changes that need attention.

Monitors: Bureau responses, score changes, reappearing items, and new discrepancies

Simple, Transparent Pricing

One-time payment. No subscriptions. No hidden fees.

Full Service Package

Everything you need to dispute errors on all three credit reports

$99 one-time

Analysis of all 3 credit reports
Comprehensive error detection
12 custom dispute letters
Credit improvement tips
Priority email support

Success Stories

See how CreditWise AI Fixer has helped others improve their credit

Sarah J.

Score improved by 112 points

"I found 8 errors across my reports that I didn't even know about. The dispute letters were perfectly formatted and easy to send. My credit score jumped within 45 days!"

Michael T.

Score improved by 87 points

"The AI caught things that a credit repair company missed when I paid them $500 last year. For $99, this is an absolute steal. Highly recommend!"

David R.

Score improved by 64 points

"I was skeptical about using AI for credit repair, but the process was so simple and the results were better than I expected. Will use again in the future!"